Basic Life AD/D Coverage
Life insurance provides financial protection for your loved ones in case of your death. Accidental Death & Dismemberment (AD&D) coverage offers added protection if an accident causes loss of life, limbs, and/or senses.
Harris Ranch Beef Company and Harris Feeding Company provides all active employees (and your eligible dependents) with a basic life benefit. Additionally, employees are also provided with (AD&D) benefit through The Standard, free of charge to you!
Employer Provided Life Amount | Employer Provided AD&D Amount |
|---|---|
| 1 times your annual earnings to $50,000 | 1 times your annual earnings to $50,000 |
Benefits reduces by:
- 35% at age 70
- 55% at age 75
- 70% at age 80
- 85% at age 85
Employer Provided Dependent Life |
||
|---|---|---|
| Spouse/Registered Domestic Partner | $10,000 | |
| Child(ren)—live birth through age 20 (through age 24 if full-time student) | $10,000 | |
BENEFICIARY IMPORTANT NFORMATION
You must name a beneficiary for your life and AD&D benefits. Beneficiary changes can be done at any time during the plan year.
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