Open Enrollment & Changes During the Plan Year

Open Enrollment occurs once a year. During the Open Enrollment period, you may do the following, without experiencing a qualifying event:

• Enroll, if you currently are not enrolled
• Cancel your coverage(s)
• Add or delete dependents from your coverage
• Change your benefit election(s)

After Open Enrollment, you can change your benefit elections only if you experience a qualifying event. A few examples of qualifying events include, but not limited to, changes in:

• Marital status (marriage, divorce, legal separation)
• Number of dependent children (birth, adoption, placement for adoption, named legal guardian)
• Employment status (part-time to full-time)
• Dependent status (child reaches maximum age)
• Eligibility status (you or your spouse experience a change in hours, job loss, getting a new job, become entitled to Medicare or Medicaid)

You have 31 days from the time of the qualifying event to notify Human Resources to change your benefits.

The benefits and coverage you select during this open enrollment period will remain in effect throughout the plan year until December 31, 2025.