Long-Term Disability
Harris Ranch Beef Company and Harris Feeding Company provides you with an employer paid Long Term Disability benefit through The Standard. This coverage provides financial assistance if you are unable to work for an extended period of time due to an illness or injury.
Class 1 - Benefit Highlights |
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|---|---|
| Class Definition | FT Salaried Exempt Employee with Annual Earnings of $107,000 or more per year |
| Coverage Amount | 60% of Monthly Salary |
| Maximum Benefit | $15,000 per Month |
| Own Occupation Period | To the end of Maximum Benefit Period |
| Elimination Period | 90 Days |
| Benefit Duration | SSNRA – Social Security Normal Retirement Age |
| Pre-existing Conditions | 90 day look back; 12-month exclusion of pre-existing condition found during the 90 day look back |
Class 2 - Benefit Highlights |
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|---|---|
| Class Definition | FT Salaried Exempt Employee with Annual Earnings of $80,000 to $106,999 per year and were insured under the prior plan prior to 2024 |
| Coverage Amount | 60% of Monthly Salary |
| Maximum Benefit | $15,000 per Month |
| Own Occupation Period | To the end of Maximum Benefit Period |
| Elimination Period | 90 Days |
| Benefit Duration | SSNRA – Social Security Normal Retirement Age |
| Pre-existing Conditions | 90 day look back; 12-month exclusion of pre-existing condition found during the 90 day look back |
Class 3 - Benefit Highlights |
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|---|---|
| Class Definition | FT Salaried Exempt Employee with Annual Earnings less than $80,000 per year and were insured under the prior plan prior to 2006 |
| Coverage Amount | 60% of Monthly Salary |
| Maximum Benefit | $15,000 per Month |
| Own Occupation Period | 24 Months |
| Elimination Period | 90 Days |
| Benefit Duration | SSNRA – Social Security Normal Retirement Age |
| Pre-existing Conditions | 90 day look back; 12-month exclusion of pre-existing condition found during the 90 day look back |
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